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We’re ready when you are

We understand that situations may not always go as expected and practices may need to adapt their plans and direction.

At Braemar Finance, we support practices with finance solutions that can protect business cash flow now and help you plan for the future.

Our tailor-made equipment finance solutions are designed to help with the growth and development of individual businesses, providing access to the equipment, vehicles and technology needed to operate without compromising cash flow.  Plus, our unsecured Business Loans for limited businesses can provide access to funds for business investment. 

    Our range of unsecured Business Loans for limited companies can provide access to additional funds for a variety of purposes, giving you greater flexibility.

    Our tailor-made packages are designed to accommodate your needs allowing you to budget with confidence as the payments are fixed throughout the term of the agreement.

    Our unsecured Business Loans can be used for:

    • Practice refurbishments
    • Buy-ins/Buy-outs
    • General cash flow purposes
    • Aged-debt funding
    • Insurances and training
    • IT and office solutions
    • Security systems
    • Website development

    A Hire Purchase agreement allows outright ownership of the asset at the end of the agreement term.

    In addition, the asset may potentially be claimed against your taxable profit, under capital allowances, which is an advantageous tax benefit that should be explored.

    Benefits of Hire Purchase include:

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • Interest charges can be offset against profits for taxation
    • Outright ownership on completion of the agreement

    If you want to maximise the use of your equipment without the responsibility of owning it, Leasing will give you the freedom and flexibility you need.

    Benefits of Leasing include:

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • No upfront deposits required
    • Protection of existing credit lines, making any further borrowing easier
    • Fixed payments - tailored to suit your individual circumstances
    • Tax efficient - repayments may be offset against taxable profit
    • Up to date equipment - be ahead of your competitors

    Ask us, we’re here to help.