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Optical finance

We offer tailor-made tax efficient solutions from our range of optical Loans, Leasing and Hire Purchase products. Our team of specialists understand the financial challenges and opportunities in the optical sector.

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Optical finance designed to help your business succeed

We provide optical finance solutions for optometrists, opticians and optical professionals designed to assist with the growth and development of your business. Ranging from the acquisition or relocation of a practice, a shop fitting revamp, new technological equipment, or simply a loan to meet your corporation tax demand, we have a solution to help.

You can always expect a speedy response from our in-house underwriters, with the ability to deal directly with multiple suppliers on your behalf, allowing you to concentrate on your day-to-day business.

Optical finance agreement types

Our range of Leasing, Hire Purchase and Loan products allow for fixed monthly repayments enabling you to budget with confidence whilst enhancing your cash flow.

    Hire Purchase allows outright ownership of the asset and enables you to spread the cost over a term that suits you.

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • Interest charges can be offset against profits for taxation
    • Outright ownership on completion of the agreement

    If you want to maximise the use of your equipment without the responsibility of owning it, leasing will give you the freedom and flexibility you need.

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • No upfront deposits required
    • Protection of existing credit lines, making any further borrowing easier
    • Fixed payments - tailored to suit your individual circumstances
    • Tax efficient - repayments may be offset against taxable profit
    • Up to date equipment - be ahead of your competitors

    Corporate tax loans permit you to spread the cost of your tax demand into affordable monthly payments.

    Benefits of a corporate tax loan:

    • Control of cash flow
    • Fixed monthly payments
    • BACS transfer
    • Protects existing bank facilities
    • Quick and simple to arrange
    • Flexible repayment terms

    When buying into or starting up a new business, you may need to borrow funds to support the purchase or invest in renovation.
     
    Business loans can be used for:

    • Acquisition finance
    • Refurbishment project
    • Capital injection / release
    • Buy in / buy outs

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    Find out how we can help you today.

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