Skip to main content

Pharmacy finance

We offer pharmacy Loans, Leasing and Hire Purchase products. Our team of specialists understand the financial challenges and opportunities in the pharmaceutical sector.


Pharmacy finance designed to help your business succeed

We provide pharmacy loans that are designed to assist with the growth and development of your business. You may need assistance with the acquisition or relocation of a practice, a shop fitting revamp, or additional dispensing units. Perhaps you need funding for a consultation area or simply a loan to assist with your tax bill.

Pharmacy finance agreement types

Our range of Leasing, Hire Purchase and Loan products allow for fixed monthly repayments enabling you to budget with confidence whilst enhancing your cash flow.

    When buying into or starting up a new business, you may need to borrow funds to support the purchase or invest in renovation. Business loan product is only available to limited companies. 
    Business loans can be used for:

    • Acquisition finance
    • Refurbishment project
    • Capital injection / release
    • Buy in / buy outs

    Tax loans permit you to spread the cost of your tax demand into affordable monthly payments. Tax loan product is only available to limited companies. 

    Benefits of a tax loan:

    • Control of cash flow
    • Fixed monthly payments
    • Flexible repayment terms
    • Faster payment transfer straight to your account
    • Quick and simple to arrange

    Hire Purchase allows outright ownership of the asset and enables you to spread the cost over a term that suits you.

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • Interest charges can be offset against profits for taxation
    • Outright ownership on completion of the agreement

    If you want to maximise the use of your equipment without the responsibility of owning it, leasing will give you the freedom and flexibility you need.

    • Easier cash flow budgeting as repayments are fixed
    • Capital preservation - existing funds can be used elsewhere
    • No upfront deposits required
    • Protection of existing credit lines, making any further borrowing easier
    • Fixed payments - tailored to suit your individual circumstances
    • Tax efficient - repayments may be offset against taxable profit
    • Up to date equipment - be ahead of your competitors

    Typical uses for finance in the pharmacy profession

      Our pharmacy equipment finance products can be used to obtain profession specific equipment necessary for your business. We can deal directly with suppliers on your behalf, allowing you to concentrate on your daily business.

      We can finance equipment such as:

      • Refrigeration units
      • Display units
      • Weight scales
      • Secure drug cabinets
      • Dispenser counters
      • Security systems

      Our IT finance solutions ensure that the applicable tax advantages are taken into consideration when looking at the funding you require. All related costs can be combined under one agreement, offering easier management of your cash flow.

      IT finance can be used for:

      • Updating hardware / software
      • New monitors, keyboards and mice
      • Scanners / photocopying machines
      • Tablets and iPads
      • Operating licences and renewals
      • IT system installation
      • Training
      • Maintenance

      When your business needs a front office or a public practice area to accommodate your clients or patients it is often necessary to invest in renovations which incorporate designs and shopfitting to meet with the demands of your business.

      Shopfitting finance can be used for:

      • Bespoke units
      • Consultation rooms
      • Counter designs
      • Dispensary
      • Display units
      • Prescription medicine area
      • Shop front and signage

      Contact us today

      Our team of finance specialists will offer you the most tax efficient finance solution available, taking into consideration your individual circumstances. Get in touch today to find out how we can help you.

      Get in touch